Good day everyone, I hope you are doing well. I am sorry it has been a while, I am participating in my son’s Science Olympiad, it is a lot of fun and time consuming.
I wanted to give some insight on the world, they do not teach us about stock, bonds in school. They think it is for business people but I say we need to teach ourself and start investing in technology we know. If you know about banks then stay in banking if you know technology then stay there.
Take a look at a company, by technology that you believe in that will work, do not fall victim to scammers
lets look at a QuantumScape here is there stock over 5 yrs. there was an initial spike and it has been going down fast. Note they do not have sales and they do not have a functional product.
Knowing the limitations on the solid-state technology it would be an unwise investment unless they state where their products will be used.
To find good companies you need to look at EPS (Earning Per Share ) and Cash Flow.
I am only giving my technical evaluation, please feel free to follow your wishes. I encourage people to start small with investment and manage them to grow.
I will work on a Cash Flow and EPS chart.
If there is a company you would like me to look at please let me know
Sorry it took a little while but here is an update, on QuantumScape as shown
I found the cash flow of QuantumScape (QS) as shown below.
The cash flow has been decreasing since 2022-2023, but it went up between 2023-2024. It is leveling off. The lesson I learned is always focus on Earning Per Share (EPS) and cash flow, if both are going up things are good, if cash flow is going down and EPS is going up, they are questionable activity going on.
The EPS is going up, but free cash flow is going up. This is a reason to avoid the company. There are other technical reasons who avoid the company.
This is a quick evaluation of the company.
Please let me know if there is a stock you want me to cover. The next one I am going to take is Ford.
sorry it has been a while I have been busy with work and the kids.
Ford is one of the companies that have almost 4 x debt as they do equity see below!!!
Ford EPS vs Cash Flow
What is unusual is their cash flow is going up but their Earning Per Share is going down. I would avoid this stock at all costs!!! Save your money and put it else where! Next I will review GM
Good day all, sorry it has been a few days, I had a few family activities.
I would like to start an analysis of GM. The first step is to look at earnings per share and free cash flow
Like with Ford, the EPS and Cash flow are not trending in the same direction. I will find an example where they are both trending in the right direction
In the mean time GM does have a lot of debt even through they went bankrupt a while ago
GM debt to equity is over 2. A company like this cannot last forever!!!
A sample of a company where the EPS and Cash flow are in the same direction is Microsoft
If there is another company you would like me to look at please let me know.
I think I will talk about ETF next.
In the trading world, there are stocks and ETF (Exchange Traded Funds) . An ETF is a group of stocks traded under one symbol, for instance SPYG (State Street SPDR Portfolio SP 500 Growth)
Ticker symbol (SPYG)
Its holding contain NVDA, AAPL, AVGO, MSFT and GOOGLE and others).
They are not reliant on one stock, it is less riskier to go with an ETF vs an individual stock, for instance if you just bought AAPL they are dependent on its performance.
SPYG has AAPL in it with others, if you are starting off go with ETF and when you get more experience go stocks.
For those gamblers out there think of stock like playing one number in routlette if it doesn’t come up you lose, but an ETF is like playing a color or even or odds., you have a higher probability of success
Site Title 
Leave a comment